Professional · best for
Best AI model for Financial Analysis (2026)
Reading earnings, modeling cash flows. Ranked from 350 live models on the OpenRouter catalog, weighted for reasoning quality, tool calling, structured output.
| # | Model | Score | In / 1M | Out / 1M | Context | |
|---|---|---|---|---|---|---|
| 1 | Xiaomi: MiMo-V2.5xiaomi/mimo-v2.5 | 120 | $0.40 | $2.00 | 1,048,576 | Try → |
| 2 | MoonshotAI: Kimi K2.6moonshotai/kimi-k2.6 | 120 | $0.74 | $4.66 | 256,000 | Try → |
| 3 | Google: Gemma 4 26B A4B (free)google/gemma-4-26b-a4b-it:free | 120 | Free | Free | 262,144 | Try → |
| 4 | Google: Gemma 4 26B A4B google/gemma-4-26b-a4b-it | 120 | $0.06 | $0.33 | 262,144 | Try → |
| 5 | Google: Gemma 4 31B (free)google/gemma-4-31b-it:free | 120 | Free | Free | 262,144 | Try → |
| 6 | Google: Gemma 4 31Bgoogle/gemma-4-31b-it | 120 | $0.13 | $0.38 | 262,144 | Try → |
| 7 | Qwen: Qwen3.6 Plusqwen/qwen3.6-plus | 120 | $0.33 | $1.95 | 1,000,000 | Try → |
| 8 | Z.ai: GLM 5V Turboz-ai/glm-5v-turbo | 120 | $1.20 | $4.00 | 202,752 | Try → |
| 9 | xAI: Grok 4.20x-ai/grok-4.20 | 120 | $2.00 | $6.00 | 2,000,000 | Try → |
| 10 | Xiaomi: MiMo-V2-Omnixiaomi/mimo-v2-omni | 120 | $0.40 | $2.00 | 262,144 | Try → |
| 11 | OpenAI: GPT-5.4 Nanoopenai/gpt-5.4-nano | 120 | $0.20 | $1.25 | 400,000 | Try → |
| 12 | OpenAI: GPT-5.4 Miniopenai/gpt-5.4-mini | 120 | $0.75 | $4.50 | 400,000 | Try → |
| 13 | Mistral: Mistral Small 4mistralai/mistral-small-2603 | 120 | $0.15 | $0.60 | 262,144 | Try → |
| 14 | ByteDance Seed: Seed-2.0-Litebytedance-seed/seed-2.0-lite | 120 | $0.25 | $2.00 | 262,144 | Try → |
| 15 | Qwen: Qwen3.5-9Bqwen/qwen3.5-9b | 120 | $0.10 | $0.15 | 262,144 | Try → |
How we ranked these
For Financial Analysis, we weight models on reasoning quality, tool calling, structured output. Higher means better. Scores combine OpenRouter's model metadata (context length, modality support, tool calling, structured output, reasoning capability) with public pricing. See full methodology →
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